All young people look forward to getting their first credit card - a credit card, after all, is a responsibility that helps young people feel grown-up. The important question is - Do young people know what credit is, and how to effectively manage credit? Credit is a big responsibility that, if not managed properly, could land you into serious financial trouble and debt. This course not only helps young people learn the basics of developing and managing a budget, but it also explains what credit is and how to maintain good credit scores and clean credit history. Individuals that are knowledgeable about how to manage and utilize their credit will make better choices, which in turn allow them to access more credit and reposition themselves for advancement opportunities in career, and housing. In contrast, mundane life is burdensome and limited for individuals who irresponsibly use credit. Individual with poor credit are subject to higher interest rates, limited financing options for car, housing, and retail purchases. Employers may regard applicants with poor credit scores as fiscally irresponsible which may ultimately affect their hiring decision.
Parents do you want to ensure a better credit history and life for your growing teen or young adult?
Teens and Young Adults do you want to learn how to balance your glamorous habits without jeopardizing your financial future?
The Credit101 for Teens and Young Adults, you will learn the required skills and techniques to responsibly use credit. This course will target students ages 14-21, in the pre-collegiate years.
Course Description:
Below are a few points that will give you a brief insight on what you will achieve from Credit 101 for Teens & Young Adults Part 1: * What credit is and how credit can determine your lifestyle.
* The importance of early credit counseling intervention.
* The dynamic affect of credit and how it impacts your future.
* How to protect yourself from predatory creditors.
* How to effectively establish credit.
2nd Chance Credit offers Part 1 online through our on-demand video service at no charge
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