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Q: What do you do make payment arrangements with everyone that I owe?
No we do not consolidate your debts for you, we actually don't advise you to pay off any debts that you have that are being reported on your credit reports as a collections account. What we do is totally remove your negative debt which clears your slate and boost your score.
Q: What all can you get removed and is there anything that you can't get taking off my credit reports?
We can remove anything such as charge offs, medical bills, credit card debts, apt. evictions, apt collections, bankruptcies, foreclosures, repossessions, and late payments to name a few.
Q: Well how long does the process take to normally get those items removed?
We can remove on the average %51 of all negative items within first 45 days and 86% of all negative items within 120 days.
Q: How long will these negative items stay on my credit reports if I don't have you remove them?
Items stay on your credit reports anywhere from 7-10 years and tax Lien's stay up to 15 years. To make matters worst very seldom does items fall off your credit reports after the statue of limitation expires, and the reason for that is the collection agency handling the account will lie and change the date of when the account was originally opened and when they do this that starts over the 7-10 statue of limitation.
Q: How do I know that your actually doing something and not just taking my money?
Once you have hired us you will receive your updated credit reports every 45 days from all three credit bureaus, as long as we are working on your credit. On your updated credit reports the first page will list all the items that we gotten removed. That is how you will know what type of progress we're making on your behalf.
Q: Can I can cancel at any time?
Yes you can cancel at any time with us by simply calling us and letting us know that you are ready to cancel your account.
Q: Now I live in a different state then you can you still fix my credit?
Yes, as long as you are a US citizen we can help you.
Q: Now how much does all this cost?
We have two options the first options is you can go with our month to month plan which cost only $99 to get started and $99 a month, there are no contracts or commitments, so once your happy with your new credit score or the items that we've gotten removed just call us and let us know to cancel your account.
The second option is you can pay a one time fee of $500 which will cover you for 12 months with us while we work on your credit.
If you did not get the answer to your question feel free to call us.
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